What are your options for Toyota Coaster Insurance?
So you’ve gone ahead and bought your very own Toyota Coaster! Congratulations. One of the first things you will need to do is organise your Toyota Coaster insurance.
The Toyota Coaster insurance policy you buy will depend on many things so please do your own research to find the best policy for your needs. Whether your Toyota Coaster is used as a bus or a motorhome, whether you are planning a conversion from a bus to a motorhome, the fit-out of your Coaster and what inclusions you have in it, how often you use your bus, whether or not you work remotely from your bus, the age of the vehicle, the state you reside in, the amount you want to insure it for, your driving history and claims record – all of these things must be taken into account when deciding on an insurance policy.
Here are six of the best insurance policies for your Toyota Coaster motorhome in Australia, based on coverage options, customer reviews, and additional benefits:
1. CIL Insurance:
- Offers comprehensive coverage including hail, storm, and flood.
- Provides a new Toyota Coaster motorhome replacement if less than two years old.
- Includes $20 million in legal liability and emergency accommodation.
2. KT Insurance:
- Ken Tame (KT) Insurance is recommended by the Campervan and Motorhome Club of Australia (CMCA).
- Has specialised in motorhome insurance for over 30 years.
- Covers pre-conversion, during conversion, and completed Toyota Coaster motorhomes.
- Offers customer-focused service with quick claims handling.
3. Suncorp:
- Comprehensive Toyota Coaster insurance including theft, accidental damage, and natural disasters.
- Increased contents cover option and flexible payment plans.
- Offers a multi-policy discount for combining different types of insurance.
4. RACV:
- Provides agreed value and market value options.
- Covers personal belongings and offers a choice of repairers.
- Known for its reliable customer service and extensive coverage options.
5. Apia:
- Designed for over-50s, offering comprehensive Toyota Coaster insurance tailored to experienced drivers.
- Includes options to increase excess to save on premiums.
- Includes options to insure your contents and personal valuables.
6. NRMA:
- Known for comprehensive coverage including fire, theft, and storm damage.
- Covers you and anyone who drives your Toyota Coaster.
- Includes towing, emergency transport and accommodation.
In some cases an insurer might ask you to provide a valuation of your Toyota Coaster before they give you a quote. Motorhome Valuations will do this for you.
After careful consideration of all the policies we decided the Ken Tame one suited our needs the best. Remember, each of these providers of Toyota Coaster insurance offers different benefits, so do your research! Make sure your bus is covered by insurance whether it is sitting in your garage or on the road on an adventure. Consider your specific needs and compare the options to find the best coverage for your Toyota Coaster motorhome.
Happy Coasting!
